While growing up, Chad had many business ventures such as lawn mowing, auto detailing, and door-to-door sales. He worked with his family in their local dry cleaning business for 13 years, starting out at minimum wage and working his way up to the top. The path he’d chosen proved less than satisfactory though. When Chad was 19 and working at the family business, he began his personal development with mentors like Anthony Robbins, Napoleon Hill, and Og Mandino, and became a licensed facilitator and mentor for Og Mandino. Soon Chad became dissatisfied with his income and he realized there was more “out there” for him. He decided it was time to stop wishing for more and make it a reality.

In 1998 Chad created Team Mastermind to mentor and support people in getting out of the rat race and moving toward their success. Team Mastermind started with three people: Chad, his brother, and a good friend. Within a short period of time they grew to a large organization. Chad knew he loved helping people and wanted to find a company where he could make a living doing so. He started looking at what was available and soon found the great leaders of Nouveau Riche, Jim Piccolo and Bob Snyder. Joining Jim and Bob in August of 2000, he then jumped at the opportunity to join Nouveau Riche in December of 2002 and learn how to build a thriving real estate portfolio. 

Since his start with Nouveau Riche, Chad has been able to create great success in real estate and has been instrumental in training some of the top investors and leaders in the company. The proud father of four now enjoys spending quality time with his children, and is eager to continue assisting others in creating a better future for themselves and their families.

Zane Hansen
Independent Regional Advisor – Utah and Illinois       

Zane Hansen grew up painting homes with his father Floyd, working long hours, meeting crucial deadlines, and constantly trying to please home owners.  He always believed that his dream was to work with his father painting houses, but soon started to realize the hard and long hours his father worked for over 35 years just to provide for his family.  Although painting homes produced the financial necessities, he and his father had goals of one day owning a business that could create financial freedom and grant them more time to spend with their family while living the lifestyle they desired. Zane knew that painting homes was not the path he wanted to follow and he started seeking out other opportunities.
 
Being completely burned-out, Zane and his father got involved in their first real estate deal, which turned out to be a great success!  This accomplishment motivated them to begin focusing all of their energy on real estate investing.  Coincidently, at this same time, they learned of a family friend who was having amazing success with “some company.” The next day, Zane called their family friend, IRA Kendall Stock, and he hopped on the next flight to California to attend a live presentation on Nouveau Riche!
 
Since starting with Nouveau Riche, Zane has earned over $250K in his first year alone and has assisted many others in creating success.  He continues to live out his dream of working with his father, but this time both exude passion for their profession. In just one month with Nouveau Riche, the two earned the equivalent of painting 18 homes and, in turn, had the opportunity to spend quality time building a meaningful family relationship, which, to them, is PRICELESS!  
 
Zane credits their success to putting God first, their family second, and always caring for others.  He is also grateful to his wife and children for their constant love and support.  “I have so much gratitude in my heart for my sweet wife Fallon, our son Taden, and our little one on the way…they mean the world to me.”  He expresses further thankfulness for all of his mentors, including Jim and Mary Piccolo and Bob Snyder for creating the dream of Nouveau Riche, his parents Floyd and Bobbi Hansen, Steve and Cindi Reeves, INSA Chad Wade, IRA Kendall Stock, and the entire Nouveau Riche Community!

Nanci and Scott Rowe
Independent Regional Advisors – Utah and Illinois

Nanci and Scott Rowe, both from Midwest upbringings, began their post college careers working for a large direct marketing company, going business to business selling various company products.  Through a twist of fate, they were both transferred to New York, where they eventually met and embarked on an incredible career opportunity.  
 
They quickly formed a partnership and acquired a distributorship with that same direct marketing company.  Traveling back to the Midwest together, Nanci started working out of the house, handling the accounting needs for the sales offices that Scott was opening throughout the Midwest.  In 2003, Scott was promoted to Vice President of Product Sales, overseeing five states throughout the Midwest.  Meanwhile, Nanci handled the finances for eighteen warehouses, averaging $100K in weekly sales.  After working with the company for 15 years, Nanci and Scott both learned countless, necessary skills to build marketing teams, handle trainings, and set up and manage infrastructures.  
 
In July 2006, Nanci came across an ad for Nouveau Riche—a chance encounter that would transform their world!  They realized that they had found the perfect fit for the 15 years of experience they possessed, and both joined the Nouveau Riche Community.  Just a short nine weeks after their first Nouveau Riche meeting and enjoying the benefits of successful real estate investing, they both resigned from a 15 year relationship with their previous company and went full time marketing Nouveau Riche.  After six months of Super Saturdays, meetings three times a week, and lots of follow-ups, they finally became certified.  In just 11 months of marketing Nouveau Riche’s products, they earned a staggering $422,700!
 
Today, Nanci and Scott are Independent Regional Advisors for the Utah and Illinois markets, and look forward to helping hundreds of other ITAs and ISAs identify and achieve their goals of financial freedom!

Shanny Moreno
Independent Regional Advisor – Southern Florida

Born in Panama, but raised in South Florida, Shanny was taught early on that going to a traditional college, getting good grades and a job was the path to living the “American Dream.”  In college, she decided to focus her studies on computers and business, because of the great demand by professionals in this industry for supposedly “great pay.”  After graduating with a Bachelor of Arts degree in management information systems from Florida International University, she immediately landed a full time position as a professional Software Engineer at IBM Corporation, the world’s largest computer company.
 
As Shanny grew tired of zero work satisfaction and, to her surprise, “little pay,” she started studying books on real estate investing and entrepreneurship.  These books became a wake-up call: if she continued working for IBM, she was headed for a long, BORING, 30-plus-year road to retirement!  Shanny decided this was way too long to wait to truly enjoy what life had to offer, and she began to re-evaluate her goals.
 
Shanny was determined to get out of Corporate America, become a successful entrepreneur and investor, own a profitable home-based business, and retire before reaching the age of 35.  Still, she had no idea how she was going to make this happen, until four years later, when her sister Evelyn Pandozi introduced her to an amazing opportunity called Nouveau Riche. Shanny attended the Nouveau Riche College and with the valuable education she received in real estate investing and entrepreneurship, she was able to more than double her yearly salary in a matter of months.  In May 2007, she was able to leave her unrewarding job at IBM and became “psychologically unemployable!”
 
Since joining Nouveau Riche, Shanny has developed incredible leadership skills and experienced tremendous personal growth.  Using the Nouveau Riche wealth building system, she has built a legacy of wealth by “paying it forward” and teaching others how to do the same.  Shanny is excited to serve in a leadership role as the first woman Independent Regional Advisor for the Florida region under INSA Chad Wade’s phenomenal team.
 
She is extremely thankful to Co-founders Jim and Mary Piccolo and Bob Snyder for creating Nouveau Riche and the opportunity to achieve her goals.  “If it was not for them I would still be trading time for dollars working for Corporate America.” She is also eternally grateful to her awesome Nouveau Riche mentors, INSA Chad Wade, IRA Bill Zufelt, and IRA Raul Campos!  

Russ and Krista Keetch
Independent Regional Advisors – Utah and Illinois

Russ and Krista Keetch reside in Kaysville, Utah with two children and a baby boy due this spring. Married eight years, they have lived a happy life full of hard work and endured much.  In August of 2004, they found themselves carrying out a funeral service for their baby boy Seth.  Two years later, they faced a year of unexpected changes when their oldest boy required hernia surgery, Krista required back surgery, and their newborn daughter was born with heart problems needing surgery at just one week old. Topping off the year with surgeries, their daughter also needed kidney surgery a few months later and is thankfully now doing well. Later that year they found refuge after being introduced to a terrific company that helped to mend their lives back together. Through the challenges of health and raising a family, the Keetch’s have grown stronger together, gaining a burning desire to change the world for the better, one day at a time.
 
Krista grew up in Kearns, Utah.  Throughout her youth she was involved with school activities such as drill team, dance and student government. Excelling in college, she achieved scholarships for her high marks of academia and leadership, and earned her MBA from the University of Utah at the age of 21! Fresh out of college she landed an excellent pharmaceutical sales position and began her entrepreneurial path.
 
Russell Keetch grew up in Midvale, Utah. An ambitious young athlete, he showed signs of an aspiring entrepreneur while raising funds for his team by selling soap door-to-door. As a result of his success, he began many business ventures, from collecting aluminum cans, running lemonade stands, selling candy, gift wrap and cards door-to-door, to a long-term paper route and a full-service landscaping business.  At age 21, Russ left landscaping and college to serve a two-year service mission to New Zealand.  Upon his return he went back to school and landscaping, becoming a contractor and growing his landscape business to the extent of installing anything from flowers to high-end waterfalls. After seven years of running the landscape business, coupled with changing his university degree path twice before earning his degree, a part-time job at UPS, and a year of teaching high school religion classes, he desired a change. Miraculously, on October 11th, 2006, a flyer was left on his car by an “angel.” Against Krista’s recommendation, he joined Nouveau Riche with a few conditions: he would not talk to any friends, family, or neighbors about Nouveau Riche. Well, guess what happened to those conditions?
 
As IRAs, the Keetch’s dream and intension is to infuse change in others, empowering individuals to believe in themselves and, in turn, create stronger family bonds.  An unstoppable will and determination has always driven them to accomplish their dreams. Their desires were planted years ago and are now becoming a reality because of their newfound catalyst…Nouveau Riche!

Bob Tierney
Independent Regional Advisor – Utah and Illinois

Born and raised in the Chicago area, Bob Tierney is an avid learner with an insatiable desire for knowledge.  Interested in computers at an early age, he received his very first computer, a TI99 4A with 16K memory, as a present for his 8th grade graduation!  He also loved music, playing the tuba in both the high school concert and marching band, and even won first chair in the Elgin Youth Symphony Orchestra, earning the opportunity to play in a television broadcast of “Tuba Christmas”.  Throughout high school, Bob took as many classes as he could in various subjects and ended up graduating with 18 extra credits!
 
After high school, he made the decision to immediately enter the workforce. Although he received recognition for his incredible drive and leadership skills, and achieved numerous promotions and raises, working in a plastic or cell phone factory was not the vision he had for his life.  Being good with his hands, he began working in the construction industry. Even though he was earning decent money and learning useful skills of the trade, he knew his career options were still limited.  At the age of 24, he enrolled in DePaul University, pursuing a Major in Entrepreneurship and a double Minor in Computer Science and Psychology, while continuing to restore old houses in order to support himself. After graduation, he landed a job as a software trainer earning a substantial six figure income, until the company eliminated his position, leaving him struggling to find work in a heavily saturated job market.  That’s when Bob decided to no longer rely on others for creating success in his life.
 
Shortly after losing his job, he took all of the knowledge and skills he learned working in construction and started his own remodeling company, specializing in high-end renovation and rehab.  Much to his surprise, his business started to grow through word-of-mouth, but he soon found himself working grueling hours just to manage all the projects and crews his growing business produced.  Bob came to the realization that even though he was self-employed, his business owned him, not the other way around!  While in search of the real “American Dream,” he found Nouveau Riche!
 
Initially, Bob was skeptical and felt the whole idea was too good to be true.  He thoroughly investigated the company, attending multiple presentations, and constantly grilling the leaders with questions until at last, he enrolled in the July 2006 College, never looking back! Now, truly his OWN boss, in under two years he has earned well over half a million dollars, but more importantly he has found the “American Dream!”
 
“Nouveau Riche offered everything I had been looking for: the education to learn how to make money in real estate, a chance to create an unbelievable income, the opportunity to become my own boss and to help people get out of their dead-end jobs and take control of their destinies.” Bob powerfully states, “I appreciate the opportunity every day to help others realize their own dreams.”